Loan against Govt. Securities
* Loan granted against NSC, KVP, LIC Policies etc come under the head.
* Margin - For NSC, KVP- 30% of face value. For LIC Policy - 25% of surrender value.
* Repayment - 60 monthly instalment or maturity of the instrument which ever is earlier.
* Overdraft limit is sanctioned for one year.