Loan against Govt. Securities

* Loan granted against NSC, KVP, LIC Policies etc come under the head.

* Margin - For NSC, KVP- 30% of face value. For LIC Policy - 25% of surrender value.

* Repayment - 60 monthly instalment or maturity of the instrument which ever is earlier.

* Overdraft limit is sanctioned for one year.

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